Banking sector competitiveness

Despite core banking, banks also engage in off-balance-sheet (OBS) market activities. In many developed banking industries, OBS activities have grown to be significant during the last two decades. This paper provides rather scarce evidence on competitiveness among for and its impact degree of sector competition Sri Lanka. Panzar-Ross H statistic approach employing this study estimate bank used a comprehensive set bank-level data whole commercial Lanka covering period 1996-2018. The first-round analysis uncovers substantial differences concerning EGLS panel estimation procedure applied lower level Lankan More interestingly, findings further reveal that has positive overall These results suggest institutions re-visit their business models with greater emphasis nonconventional enhancing efficiency hence positively contributing sector.